TSR Fee Gate Checker

Flag any debt relief fee taken before the FTC Telemarketing Sales Rule three-part test is met for that debt, and check state fee caps on the correct basis.

Free100% in your browserNo sign-up
Disclaimer: This is a compliance-support tool, not legal advice. It applies the rules and cap data you enter to the rows you provide. Verify the cap table and every flagged row with qualified counsel before acting.

Seed examples are public-source reference values only: WA 15% of enrolled debt, IL 15% of savings, CT 10% of savings. Edit them to match counsel-verified rules for your program. The basis matters: percent of enrolled debt and percent of savings produce different limits.

Runs 100% in your browser. Your files never leave this device.

How it works