State Eligibility Matrix

One versioned, citable dataset for: can we enroll this consumer, in this state, at what fee?

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Reference data only, not legal advice. Every row below is editable reference data seeded from public sources. Verify each row against primary sources and with counsel before relying on it.

State (2 letter code)

Enrolled debt

Expected savings

Proposed fee

Dataset (editable JSON, one row per state)

Diff view: paste a second dataset JSON to compare with the dataset above

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How it works

Built-in dataset covers about 15 high-volume states with availability, fee cap value and basis, a licensing note, a source URL and a last verified date per row.
Fee caps keep their basis: percent of enrolled debt and percent of savings are different numbers and are never conflated.
The checker returns one verdict: service unavailable, fee within cap, fee exceeds cap (with the excess amount), or insufficient data, always with the row citation.
The diff view lists every row and field that changed between two dataset versions, so a rule change is visible at a glance.
Seed values come from public summaries named in the README. This is editable reference data that must be verified with primary sources and counsel, never legal advice.